Apply today with Koalafi. Previously West Creek Payment Options, we are the same great lending company with even more features to help you get the most for your financial needs. Even if times have been economically hard, you may still qualify for $500-$5,000 to use toward your purchase. Get what your vehicle needs with Koalafi at All Jacked Up.
Koalafi has good approval rates, and there's no credit needed*. Information is cross-checked with data providers and credit bureaus to determine approval and approval amounts. To be eligible, you must be 18 years of age or older, have a current bank account, a debit card and make at least $1,000 per month from a reliable source.
Getting started with Koalafi is easy and customer friendly. If approved, we'll let you know within a reasonable amount of time, so you're not waiting on us too long.
Koalafi is bigger and better than even, which means that we can now offer you some additional services that you are sure to love. Our applications are now 25% shorter than before, and we've integrated e-commerce solutions to help your online checkout experience go even more efficiently. You can also increase your credit limit with a single click. To learn more about these and all our other additional options, visit our website today!
*We do perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check.
All Jacked Up has partnered with Acima to offer a flexible, lease-to-own solution that helps you take home the merchandise you need without using credit.
Get approved to lease merchandise with a retail cash price of $300 to $5,000.**
Get an instant approval decision that will allow you to lease merchandise with a retailer cash price up to $5,000.**
Shop for what you want without using credit or increasing your debt.
Make flexible payments that are conveniently scheduled with your payday.
Active checking account with at least $1,000 of income per month
3 months of income history with your current source of income
Government-issued photo ID and SSN or Taxpayer ID Number
Early Purchase Savings
You can purchase at any point during the lease for a significant discount. Do so within the first 90 days (3-months in CA) for the biggest savings.
Complete the Lease
After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.
*The advertised transaction is a rental purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) provided by Acima. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Approval subject to review and verification of your application. Not all applicants are approved. Approval amount based on retail price of host retailer. *“Shop without credit” means that this is not a credit, loan, or financing transaction. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history. **"Get approved for up to $5,000” refers to the maximum amount Acima will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction. The Acima cash price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer's cash price. See your lease for payment amounts and rental terms.
When it’s time to buy, trade, repair, upgrade, accessorize, or customize, discover what’s possible with DigniFi.
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